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🔒 30-day money back guarantee · No credit card required to start · Cancel anytime
Everything included in each plan, side by side.
| Feature | Starter | Pro | Enterprise |
|---|---|---|---|
| Core | |||
| Members included | 15 | 100 | Unlimited |
| Contribution tracking | ✓ | ✓ | ✓ |
| Loan management | Basic | Full | Full |
| Member mobile app | ✓ | ✓ | ✓ |
| Fund overview dashboard | Basic | Advanced | Advanced |
| Automation | |||
| Automated payment reminders | ✗ | ✓ | ✓ |
| PayMongo auto-debit | ✗ | ✓ | ✓ |
| One-click year-end distribution | ✗ | ✓ | ✓ |
| Google Sheets import | ✗ | ✓ | ✓ |
| Credit & Insights | |||
| PeraNest credit scoring | ✗ | ✓ | ✓ |
| CSV & PDF export | ✗ | ✓ | ✓ |
| Multi-group management | ✗ | ✗ | ✓ |
| API access | ✗ | ✗ | ✓ |
| Support | |||
| Email support | ✓ | ✓ | ✓ |
| Priority support | ✗ | ✓ | ✓ |
| Dedicated account manager | ✗ | ✗ | ✓ |
| SLA guarantee | ✗ | ✗ | ✓ |
Yes. The Starter plan is free for groups of up to 15 members, with no time limit and no credit card required. You only pay when you upgrade to Pro for automation and credit scoring.
We'll let you know when you're close to your limit and prompt you to upgrade. Your existing data is never locked or deleted, you simply move to the next tier when you're ready.
Annual billing gives you two months free, effectively ₱416/month for Pro billed once a year as ₱4,990. You can switch between monthly and annual anytime.
No. PeraNest is a record-keeping and management platform, not a bank or lender. All money moves directly between your members and admins through your own payment channels. We only record the transactions.
Yes. PeraNest uses bank-grade encryption, keeps data on Philippine servers, and is built to comply with the Data Privacy Act of 2012 (RA 10173). See our Data & Compliance page for details.
Absolutely. There are no lock-in contracts on Starter or Pro. Cancel anytime, and you're covered by our 30-day money-back guarantee on paid plans.
Join the first 100 admins and get 3 months of Pro free. No credit card required.
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